Climate Central
Donate

PORTFOLIO SCREENING

Visualize and understand flood risk across your portfolio

Portfolio screening covers millions of addresses at once. Climate Central supplies key inputs to run this at scale: entry-floor elevations, coastal flood exposure layers, and bare-earth elevation. Useful for portfolio and credit risk teams at insurers, lenders, and the GSEs.

Aerial view of waterfront homes around a lake

ProblemSolution

Same location, different risks

Flood attributes on a loan or policy file describe the location, but buildings at one location sit at different heights and take different losses.

Hidden until impact

Because of this true exposure is often not seen until after the event.

Off by blocks

Current estimates of exposure can carry a vertical error of more than 3 feet. With that error band the flood boundary can move by entire blocks.

Who uses it

Built for organizations that need reliable elevation and flood-risk data to make better decisions.

Banks and mortgage lenders

  • Head of Mortgage / Servicing Credit Risk
  • Head of Climate Risk
  • Director, Portfolio Risk Analytics

Insurance and reinsurance

  • Head of Exposure & Accumulation Management
  • Catastrophe Modelling Lead
  • Director, Corporate Catastrophe Management

Asset management

  • Head of Portfolio Risk
  • Head of Sustainable Investing
  • Portfolio Manager, Real Assets

Government and public sector

  • Head of Credit Risk
  • State Floodplain Manager
  • County GIS & Risk Assessment Manager

Academics, NGOs, and multilaterals

  • Disaster Risk Management Specialist
  • Portfolio Climate Risk Lead
  • Program Director, Coastal Resilience

Underlying research

What goes into developing the most precise data available? Explore these reports to find out.

Related products & tools

PORTFOLIO SCREENING

Get started

Our team can discuss coverage, delivery options, and licensing terms for Portfolio Screening groups.

Salessales@climatecentral.org

See the Terms of Use for Disclaimers of Warranties and Liability. The use of the materials or information on this page is at your own risk and is provided “AS IS”. Please be further advised that some of the information and data provided herein are derived from a model and a prediction based on estimates, that there are inherent risks in relying on models, and that future data collection and processing technologies may change results.